WHAT SHOULD YOU DO IN CASE YOUR CAR HAS BEEN BROKEN INTO?

Car broken into

 

It’s very frustrating when you leave your car at the parking either at home or other parking only to find out later that your car has been broken into, in case of such incidences what should you do?

Simply take the following steps;

A. Call your insurance agent;

If you have your own insurance agent, you should call to ask for guidance, an agent is easily accessed and reachable since most insurance agents develop interpersonal relationship with their clients and hence the client feels comfortable due to their flexibility. Don’t have insurance agent? please contact us now.

BTake photos:

Before you leave the scene, get photos of the damage to your car. And if possible take photos of the buildings around or any material that can help in tracing the robbers.

C. Visit or Call the nearest police station: 

You need to make a record of the break in for insurance purposes. Obtain a police abstract detailing how the break in happened as per your knowledge.

D.Make a list of what was stolen:

It’s advisable that you make sure you have a list of everything that you notice was stolen or dismantled or damaged. Make this list before you even leave the scene. You should only do this if it is safe to do so. 

E. Deactivate your cell phone/Credit cards/debit cards etc: 

Make sure this is should be done immediately if you notice they were stolen to help prevent against cyber theft, identity theft, or even just creepy phone calls to rob your family members or friends. 

F. Call your insurance Intermediary/Company:

Calling your insurance agent will help in taking you through the claims procedures and how to file a claim. They will also help you in completing a claim form.Note:1. Damage to your car is normally covered under your motor insurance policy- Comprehensive insurance. 2. Replacement of your lost goods could be covered under the following insurance policies:(i) Domestic Package Insurance/ Home Insurance(ii) All Risk Insurance or(iii) Motor Insurance. 

G. Get your car repaired:

Your Insurance may ask you to take your car to either of their appointed garages or a garage of your choice. If the car is stalled, you may be required to tow your car; the towing extension is normally bought at inception of a policy or later if one feels the need to. For those who do not have towing extension in their Motor insurance they are not limited to the towing charges at their own cost. 

H. Locate proof of ownership of your goods:

Your insurance claim will go much smoother and your reimbursement will be much more accurate if you are able to prove that you owned the items that were stolen, and how much they cost.  Look for sales receipts, credit card bills, and photos of the items that were stolen.

Clients Testimony

  • ''This is to  certify that we have worked with  ASSURELINK INSURANCE AGENCY and have been astoundingly satisfied with their service. I had a Golfers Insurance claim one that was expeditiously handled. I proceeded to get a motor vehicle insurance for my newly acquired car, which was handled very fast and so efficiently, their service is surely assured service excellence. Their professional advice we got was very valuable .Dealing with ASSURELINK INSURANCE AGENCY has been a great experience and i would highly recommend as a credible insurance partner.''

  • ''We have had a very cordial relationship for over three years. During all this time, they have served us effectively and satisfactorily. We therefore have no reservations in recommending them to any company in need of medical insurance since they know what to do.kindly accord them an opportunity and you will never regret it.''

  •  ''Thank you so much!! The service was amazing! God willing we would like the whole family to be your clients soonest possible.''

  • I needed insurance, and after consulting AssureLink, I made the payment as advised. Within an hour i received a phone call asking me where I wanted the Motor Insurance to be dropped. To my surprise, the documents were dropped within the hour. This was exceptional because in the past, I have always had to go to other insurance offices to pay for and get the insurance. Thanks AssureLink for great service.
  • Samuel -Managing Director , Micro Africa Consulting, Kenya
  • Rose - PVH-Hong Kong, Kenya Office
  • Stephanie - Purchased medical insurance for her mum.
  • Robert MD - Auto Spark Plugs.